PHILOSOPHY
Many will have you believe they can predict the future; like when to get in or out of the market. We don’t believe anyone has the ability to do so accurately or consistently. These methods are more akin to gambling than investing and we will not take those chances with your financial future.
THE WELSPIRE FIVE core investment principles are founded over 8 decades of academic research. The fundamentals of which are also followed by acclaimed investor Warren Buffett and several Nobel Laureates.
This approach is the best way for individual investors to achieve long-term success.
RISK AND RETURN ARE RELATED:
Markets throughout the world have a history of rewarding investors for the capital they supply. Companies compete with each other for investment capital, and millions of investors compete with each other to find the most attractive returns. This competition quickly drives prices to fair value, ensuring that no investor can expect greater returns without bearing greater risk.
REDUCE RISK THROUGH DIVERSIFICATION:
The world’s capital markets do not move in tandem. Investing in asset classes with low correlation to one another will reduce risk while increasing returns. This observation by Harry Markowitz forms the basis for Modern Portfolio Theory and earned him the Nobel Prize in Economics.
INVEST FOR THE LONG-TERM:
We believe that investment success is measured in years, not months or days. Volatile market movements are a fact of life and an opportunity. We help clients stay focused on long-term investment objectives to avoid costly mistakes associated with emotional decision making.
USE TAX EFFICIENT STRATEGIES:
Taxes are the single largest expense investors face. We seek to reduce taxes and increase after-tax investment returns by strategically placing assets in the most most efficient account structures. We also work with your accounting professional to execute your personal tax planning strategy.
CONTROL COSTS:
Managing investment costs is another way we look to increase investor returns. We do so by utilizing institutional quality, low cost mutual funds and exchange traded funds. We also practice Smart Trading techniques to reduce both taxes and transaction costs.
Who We Are
What We Do
Own Your Future